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How to get a credit card with bad credit?
Not Financial Advice: A great way for someone with a bad credit history is to apply for what's called a Secured Credit Card.
To get a secured credit card you have to make a deposit with the issuer of the card often for the same amount as the credit limit on the account.
In other words, to have a $1,000 secured card, you would need to make a deposit of $1,000; this insures the creditor that even if you fail to make payments, they can recover their money.
Some issuers, such as Capital One offer a secured card with only a small deposit. With as little as $49 you may be able to get a card with a $200 credit limit. If you can deposit as much as $200, you can get a credit limit up to as much as $3,000.
Often times once you have proven your credit worthiness the secured card can be converted to unsecured.
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