According to Nobouncedchecks.com, Burlington Coat Factory is using a Certegy database (the most widely used verification service in the nation).
Certegy customers (like Burlington Coat Factory) use a check reader or designate one of the keys from their existing credit card terminal or electronic cash register (ECR) to dial into the database to verify that the check writer is not in the database.
The check reader will either read or they will manually key in the Full MICR (check writer's bank routing and account numbers) plus the driver's license number and state code. In as little as 8 to 10 seconds, Certegy responds with an "accept" or "decline" message.
Burlington Coat Factory is a leading off-price apparel and home product retailer with a large selection of coats, clothing, and shoes for the entire family.
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